Insurance Quotes for Red Deer

 

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Our commitment to serving you remains our top priority. We continue to operate with some of our employees working from our office while others are working from home:

  • If you’d like to meet with your broker, we ask that you call in advance to set-up an appointment. This will ensure your broker is in the office on the day you plan to visit.
  • We encourage you to use phone, email or online for everyday transactions when possible.
  • If you stop by our office without an appointment, we will arrange for an available broker to meet with you.
  • Our office reception is open to handle simple transactions as well. This includes:
    • Pick-up and drop-off of documents
    • Payments
    • Providing pink cards

As trusted insurance brokers in Red Deer for decades, Rogers Insurance is the best choice for your insurance needs. Since 1981, we’ve focused on building long-term relationships with our clients. We believe in a human-first, hands-on approach in order to deliver exceptional customer service.

As we’re 100% independent and employee-owned, Rogers Insurance is working in your best interests – not for the insurance company. In fact, we work with a large number of Red Deer insurance companies in order to provide you with choice and competitive Red Deer insurance quotes.

As a full-service brokerage, we offer the following areas of coverage:

  • Personal Insurance
    • Home
    • Condo
    • Renter/Tenant
    • Auto
    • Motorcycle
    • RV
    • Boat
    • Classic Car
    • ATV, Snowmobile & Toys
    • Travel Insurance
    • Life and Benefits
  • Commercial Insurance
    • Commercial Property
    • Commercial General Liability
    • Professional Liability
    • Product
    • Cyber Liability
    • Directors & Officers Liability
    • Business Interruption
    • Equipment Breakdown
    • Commercial Vehicle
    • Fleet
    • Group Benefits

We also offer specialty coverage, so if you don’t see what you’re looking for, contact us and one of our insurance brokers in Red Deer will be happy to discuss your needs.

See why we’re one of the most trusted insurance brokers in Red Deer. Request a quote online, give us a call, or stop by our Red Deer office to help you find affordable coverage for you, your family, and your business.

Insurance in Red Deer for Businesses

Whether you’re running a small home-based business or a multi-million dollar enterprise, your business faces many risks that could leave you in financial trouble. Rogers Insurance offers insurance to Red Deer’s businesses, no matter how big or small. We recognize the unique risks of every industry and each individual company and help you manage your risks and protect your financial security.

Here are some of the most common industries we work with in Red Deer:

  • Auto Dealership
  • Aircraft & Aviation
  • Industrial Insurance
  • Oil & Gas Insurance
  • Hospitality & Special Events Insurance
  • Information Technology Insurance
  • Manufacturers Insurance
  • Non-Profit Insurance
  • Real Estate & Property Management Insurance
  • Sports & Leisure Insurance
  • Retail Business Insurance
  • Construction Insurance
  • Trucking & Transport Insurance

If you can’t find your industry listed in the above, don’t worry. Our Rogers insurance brokers in Red Deer to can still help you out.

Types of Insurance We Offer Red Deer Businesses

As a full-service brokerage, Rogers Insurance offers a wide variety of commercial coverage for Red Deer businesses. This includes:

  • Commercial Property

This insurance is a necessity for any Red Deer business. It covers your company’s property in the event that it’s damaged by a covered event such as a storm or fire.

  • Commercial General Liability

This is often packaged with commercial property as basic business owners insurance in Red Deer. This may cover your third party liability in the event someone is injured or has their stuff damaged on your premises.

  • Professional Liability (Errors & Omissions)

If you provide professional services or advice, this coverage can protect you if a client claims a financial loss as a result of your service or advice – or your failure to provide it.

  • Product Liability

If you manufacture or sell a product and it causes injury or damage, you could be held liable. This coverage can help protect you.

  • Cyber Liability

Data breaches and cyber attacks can affect any business. Protect yourself with this coverage.

  • Directors & Officers Liability

This insurance helps cover the costs of litigation against directors and officers. This can be purchased by a company or by an individual with that title.

  • Business Interruption

If your company is forced to temporarily shut down, would you be able to afford the forced halt to your business? Also known as income interruption insurance, this coverage can help you pay your bills until your enterprise is back on its feet. Some policies also provide funds to help you temporarily relocate.

  • Equipment Breakdown

If your business is dependent on certain equipment, this coverage can help you cover the costs of essential repairs or replacements. Some policies also include business interruption.

  • Commercial Vehicle and Fleet

If your company owns vehicles, you’ll need commercial vehicle insurance. Protect your commercial vehicles or fleet with this coverage.

  • Group Benefits

We work some of Canada’s largest benefit companies to put together a group benefits plan. Providing benefits helps attract and retain good employees and is a critical expense for many businesses. We can help build a plan that works for your company and its budget.

Personal Insurance in Red Deer

As a full-service independent insurance broker in Red Deer, we also offer a wide variety of protection for you and your family. This community is a great place to live, but it’s not without its perils. But insurance can help protect you. We offer the following Red Deer insurance products:

  • Home

Home insurance offers three main areas of coverage: personal liability, property damage, and additional living expenses. This can help you cover costs in the event someone is hurt or has their stuff damaged while at your home, your home or belongings are damaged, and helps with additional expenses if you’re forced from your home due to mandatory evacuation or an insured claim. There are many options for coverage with home insurance, so talk to your Red Deer insurance broker for details.

  • Condo

A master condo policy can cover the structure and shared areas of your condo, but it offers no protection for you or anything that is yours. Condo insurance can cover your belongings and personal liability.

  • Renter or Tenant

Your landlord’s insurance won’t cover anything that’s yours and it won’t cover your personal liability. That’s why renter’s insurance is important if you’re a tenant.

  • Auto (including motorcycles)

While only third party liability is mandatory in Alberta, this won’t help you cover damages to your vehicle. Collision and comprehensive insurance will help cover repairs or replacement of your vehicle after an insured incident. There are also lots of options to extend your coverage to include loss of use (meaning you can get funds for rental cars, transit or taxis if you’re involved in an insured claim) or ride-sharing.

  • Toys (including RVs, boats, classic cars, and more)

Having a separate insurance policy for your toys is quite beneficial – you generally have better coverage than with your home insurance, it’s affordable, and if you need to make a claim, it won’t be through your home insurance. Certain toys like classic cars also have mandatory insurance but insuring them like a regular car won’t reflect their actual value or use. Talk to your Red Deer insurance broker for more details!

  • Travel

Travel insurance has a few parts: travel medical, trip interruption, trip cancellation, and baggage insurance. These can be purchased separately or as a package. Travel medical is the essential coverage, as it helps to cover your emergency medical costs abroad. Trip cancellation or trip interruption can help you recover your costs if you need to cancel your trip or go home unexpectedly. It can also help if there are delays. Baggage insurance helps cover the costs of necessities if your bags are lost or replace what was lost if they never show up.

  • Life and Benefits

If you don’t have access to life insurance or extended benefits through your employer, we can help. We offer life, critical illness, disability, and extended health insurance plans.

For all of your Red Deer insurance needs, Rogers Insurance can help. Give us a call, stop by our office, or request a Red Deer insurance quote online.

 Red Deer Insurance Premiums

Each insurance product will calculate your premiums based on your risk. This is in part determined by individual factors – ones you can influence to help lower your rates. But a large part of the determining factors are out of your control.

For example, your location matters when it comes to your insurance rates. Red Deer and Alberta as whole experiences a high rate of weather events and natural disasters, notably tornadoes, hail, wildfire, and flooding. The frequency and severity of these events affect the price of your Red Deer insurance quote, just as the claims and crime rate will, too.

Your personal insurance and claims history will also play a major role in your rates. Your coverage options such as your endorsements, policy limits, settlement option, and deductible will also influence the price.

What you’re insuring is also critical. For vehicles, this includes the year, make, and model. For homes, this includes its age, construction, systems, proximity to risks and services, mitigation devices, and more. Of course, value always influences the price, too.

At Rogers, we provide competitive insurance quotes for Red Deer and our brokers are also happy to help review your insurance and see where you can potentially save.

Get an Insurance Quote in Red Deer with Rogers Insurance

You can request a Red Deer home insurance quote online, by phone, or come meet us in-person. We work with a large number of insurance companies in order to provide you with choice in your Red Deer home insurance quotes. We help you balance your budget with your insurance needs – contact us today to get a quote for home insurance in Red Deer!

If you are too busy, Just give us the word and one of our skilled brokers will contact you. Our brokers will get you going in the right direction with the right coverage for your unique needs.

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