Tips to Protect You and Your Family Online
While cyber insurance can help you recover from cybercrime, the best scenario is always to avoid falling victim to these criminals in the first place. Here are a few tips to protect you and your family online:
- Use strong passwords.
The longer the password, the better. You should also include numbers, symbols and capitalization. Every account should have its own password (password managers can help manage this) and you should update important passwords every few months.
- Use two-factor or multi-factor authentication where possible.
If an account lets you enable two-factor or multi-factor authentication, you should. Normally, a code is sent to your phone or email that you’ll need to enter; sometimes it’s biometric where you need to unlock your phone.
- Ensure your wifi password is strong and monitor what’s connected.
There are many smart devices in our homes now – refrigerators, vacuums, thermostats and more. While this can be convenient, it can also be a risk. Cybercriminals can hack these devices and gain access to your home wifi network and personal information. Ensure your wifi is password protected with a strong password. You should monitor what devices are connected and consider having a second network for those smart devices to keep them separate.
- Limit the personal information you share online.
Your birthdate, address, phone number, first car, and other seemingly innocuous information can be valuable in the hands of a cybercriminal. It’s best to keep as much information offline as possible.
- Keep social media profiles private, regularly purge contacts and take advantage of security and privacy settings.
Personal social media profiles should be for people you know. It’s best to only accept requests from those you know in real life (and confirm before accepting if it’s them). Keeping your profiles private with maximized security and privacy is the best way to protect your information from criminals. Unfortunately, they can use information found on profiles to better target you and defraud you.
- Don’t click on any link or open any file without checking who it’s from and the URL.
Unfortunately, cybercriminals are great at tricking us into clicking bad links on emails. They often come across as urgent and will pretend to be our boss, family member, friend or even a company we’ve purchased from. Before clicking or downloading anything, always double check the send address and what the URL is. Call the person or company (with a phone number from their website, not the email) to verify.
- Stay aware of common cyber threats and scams – and educate your family members!
Education helps prevent you and your family from falling victim to cybercriminals and online scams.
We have more tips to help you secure your devices and protect your family from cybercrime here:
Unfortunately, even the most cautious and informed person can fall victim to a cyberattack or online scam. That’s where cyber insurance can help. Please contact us today to learn more about this coverage or get a quote online here.