Can I get Travel Insurance with a medical condition?
Yes, you can get travel insurance if you have a pre-existing medical condition. You may not be covered for cancellations, interruptions or travel medical claims relating to your medical condition but this isn’t always the case.
Be honest with your travel insurance broker if you have a medical condition and they’ll be able to help you find the right coverage as well as explain any limitations.
Do I need Travel Insurance?
We recommend having travel medical insurance at the minimum, as provincial health care offers limited coverage for travellers abroad. While no one wants to have a medical emergency while they’re on vacation, accidents and illnesses do happen. You don’t want to be worrying about paying your medical bills in a foreign country – plus, travel insurers offer assistance with navigating foreign health care and can cover getting you home if your injury or illness is serious.
Trip cancellation and trip interruption insurance are good to have if you pre-book your transportation, accommodation, and activities. They can help you recover costs if you unexpectedly need to cancel your trip, experience a delay, or need to get home in an emergency.
How much does Travel Insurance cost?
The cost of travel insurance depends on what type(s) of travel insurance you purchase as well as a few other factors. Generally, it is affordable protection.