Rogers Insurance Offers Commercial Insurance Coverage
When it comes to business insurance, Rogers Insurance should be your first choice. Our experienced commercial insurance brokers have worked with companies across Alberta and Canada to find competitive business insurance quotes and the best commercial insurance coverage for their needs and budget.
As one of Canada’s leading independent brokerages, Rogers Insurance works with over 90 commercial insurance companies. This ensures that our knowledgeable business insurance brokers can find you the coverage that fits even the most unique business. Since 1977, Rogers Insurance has been providing exceptional customer service. Whether you’re a small home-based business or a multi-million dollar international operation, you can trust us with your commercial insurance coverage. We have industry specialists who understand the specific needs of certain industries. They’re your commercial insurance expert, there to answer your questions and advocate for you in the event of a claim.
Rogers Insurance provides business insurance for all types of companies and offers commercial insurance coverage for all aspects of your business. This includes:
- Commercial Property
- Commercial General Liability
- Professional Liability
- Directors & Officers Liability
- Product Liability
- Cyber Liability
- Home-Based Business
- Commercial Vehicle
- Business Interruption
- Equipment Breakdown
- Group Benefits
We also offer industry-specific business insurance.
Business Insurance in Alberta
Although we’ve grown into one of Canada’s largest independent commercial insurance brokers, we haven’t forgotten our Albertan roots. We began by providing business insurance in Alberta. Since 1977, we’ve been helping Alberta’s businesses protect their financial security, assets, and employees. We’ve been there through fire and flood.
Our brokers understand Alberta’s industries, economy, and risks. Contact us today for your Alberta business insurance quote.
We’re Your Commercial Insurance Brokers: Products We Offer
Rogers Insurance has two departments: corporate insurance and business insurance. Our corporate insurance department focuses on large, complex organizations that have sophisticated insurance needs. Whether you’re public or private, national or international, we can find you competitive commercial insurance quotes and the best commercial insurance coverage. Each of our corporate insurance brokers focuses on specific industries in order to best serve our clients. We provide exceptional customer service and offer a personalized, hands-on approach.
Our business insurance brokers are the experts on small to medium-sized companies, including home-based businesses. We pride ourselves in our fast, responsive service with competitive business insurance quotes and coverages. These brokers understand that you’ve got enough going on with running a business and are there to be your insurance resource and advocate on your behalf.
Rogers Insurance offers a wide variety of business insurance products. We believe every business is different. That’s why we work with nearly 100 commercial insurance companies to provide competitive business insurance quotes and a variety of insurance products to fit your individual business.
Commercial Property Insurance
This standard commercial business insurance is essential for all companies, regardless of industry or size. Commercial property insurance protects your business’ physical assets including owned buildings, inventory, equipment, and other contents. Commonly covered perils include theft, fire, explosion, and storms. Flood and earthquake coverage are also usually available as add-on coverage. For example, if a fire started and burnt down your retail store, your commercial property insurance would cover the replacement of your store’s contents as well as the rebuild of the building (if it was owned by your business).
Commercial General Liability Insurance
Commercial general liability (CGL) insurance is another type of standard commercial business insurance coverage that offers coverage in the event your company is held liable for a third party’s injury or property damage. It can cover legal expenses in the event you are sued. For example, if someone walks into your store, slips, and breaks their wrist, they could sue your business. This policy could help cover your defence costs, as well as settlements and awards up to your policy limit.
will offer protection to a business for all bodily injuries and personal injuries that befall on commercial property, as well as property damage caused by business operations or manufactured products. Commercial General Liability coverage is generally considered to be comprehensive business insurance but it will not cover every hazard a business may be exposed to.
Professional Liability Insurance
If your business offers a professional service or advice, you could be sued if a client believes they’ve suffered financial loss as a result of your service or advice or failure to provide it. Professional liability insurance, also known as errors and omissions insurance can cover your legal expenses.
Directors & Officers Liability Insurance
Also known as D&O insurance, this commercial insurance coverage protects director and officer title-holders. In the event legal action is taken due to supposed wrongful acts in an individual’s director or officer role. For example, legal action could be taken if a director mixes personal and business financial assets or breached their duties to shareholders.
Product Liability Insurance
If your company produces a product that is faulty or causes injury or property damage, you could be held accountable. Product liability insurance covers legal expenses in the event you’re sued for such a situation.
Cyber Liability Insurance
Digital communication and record-keeping have made all businesses reliant on technology and at risk for a cyberattack or data breach. Cyber liability insurance is an essential part of business insurance. This coverage provides financial support in the event your company is the victim of a data breach or cyber-attack.
Home-Based Business Insurance
Did you know that home insurance won’t cover any property damage or liability risk for your home-based business? Luckily, our expert business insurance brokers have solutions for you. We offer affordable home-based business insurance coverage that will cover your company’s property and liability.
Commercial Vehicle Insurance
If you use a vehicle for work purposes other than commuting or have a vehicle registered in the name of your business, you need commercial vehicle insurance. If you have more than 4 vehicles, you’re also eligible for fleet insurance. Our commercial insurance brokers can help you determine your auto insurance needs.
Business Interruption Insurance
If your company is forced to stop operating due to a mandatory evacuation or insured event, the loss of income can be devastating. Business interruption insurance, also known as income interruption insurance, covers lost income during this period. This allows you to pay your bills and employees and giving your business time to recover. Some policies also provide funds for temporary relocation to get your company up and running faster.
Equipment Breakdown Insurance
If your company has equipment necessary for its operation, equipment breakdown insurance is a must. This coverage will help businesses with the costs of replacement or repairs for the equipment or property that is damaged in an insured claim.
Group life and health benefits are essential to successful businesses. At Rogers Insurance, we work with virtually every major group benefits carrier and can help your company build a tailored coverage plan including health, dental, drug, life, and disability coverage.
Of course, these are only just a few of the commercial insurance coverages available. We offer specialized coverage based on industry or even the individual business. The experienced Rogers Insurance commercial insurance broker team can help you determine what coverage your business needs.
How much does Business Insurance Cost?
When shopping for business insurance, you may be tempted to go for the cheapest policy. However, it’s important to balance price with quality of coverage. Inadequate protection isn’t worth the price.
Rogers Insurance commercial insurance brokers can take care of the price shopping and research for you: we work with 90 commercial insurance companies to find you competitive coverage and business insurance quotes. Our hands-on approach ensures we understand your organization’s insurance needs and budget.
How much business insurance costs depends on a number of factors:
- The industry your business operates in
- How many employees your business has
- What service or products your business offers
- The risks your business faces
- Your business’ salary totals
- Where your business is located
- Your business’ property contents
- Your business’ classification
If you aren’t sure where to start, Rogers Insurance offers free online business insurance quotes. Request one today and one our expert commercial insurance brokers will get in touch with you shortly.
Rogers Insurance offers commercial insurance coverage to these industries:
- Auto Dealership
- Aircraft and Aviation
- Concrete and Industrial
- Oil and Gas
- Hospitality and Special Events
- Information Technology
- Real Estate and Property Management
- Sports and Leisure
- Trucking and Transport