Commercial Insurance in Calgary with Solutions by Rogers Insurance

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The Best Calgary Commercial Insurance with Rogers Insurance

As Alberta’s biggest city and the fourth largest in Canada, Calgary is home to many different industries. Whether you’re a small business or international corporation, Calgary commercial insurance is a critical part of protecting your company’s financial security.

Rogers Insurance has been a trusted choice for business insurance in Calgary for over 40 years. We’re proud of our Albertan roots and our commitment to exceptional customer service and insurance expertise. Our Calgary commercial insurance brokers have worked with companies of all sizes and in every industry. Knowledgeable and experienced, our Calgary business insurance brokers help your company mitigate risks and protect itself with insurance. Because Rogers Insurance is one of Canada’s largest independent commercial insurance brokers, we work with many insurers and can offer you true competition and choice in your Calgary commercial insurance quotes.

With a hands-on approach, our commercial insurance brokers give Calgary businesses support from quote to claim. We’re your insurance experts and advocates. The best Calgary business insurance is with Rogers Insurance because you can trust you’re getting the best coverage at the best price.

Get a business insurance quote for Calgary online, by phone, or in person. Let Rogers Insurance demonstrate why we’re the best in Calgary commercial insurance.

Industries We Provide Business Insurance for in Calgary

Commercial insurance in Calgary is a necessity regardless of your company’s industry or size. Whether you’re a home-based business or an international enterprise, business insurance can help protect your financial security. We provide commercial insurance for the following Calgarian industries:

  • Auto Dealerships
  • Aircraft and Aviation
  • Concrete and Industrial
  • Oil and Gas
  • Hospitality and Special Events
  • Information Technology
  • Manufacturers
  • Non-Profit
  • Real Estate and Property Management
  • Sports and Leisure
  • Retail
  • Construction
  • Trucking and Transport

If your business doesn’t fall into one of these categories, don’t worry. Rogers Insurance has a department for small business insurance in Calgary and a corporate insurance department, with industry specialists in both areas. Our business insurance brokers in Calgary have the expertise to find you a policy that works for your individual company. 

The Cost of Commercial Insurance in Calgary 

How much does business insurance cost in Calgary? There is no one true answer to that question, as the cost of Calgary commercial insurance varies from industry-to-industry and between each individual company. Here are some of the factors that will impact your premiums: 

  • Size of business 
  • Annual and projected revenue 
  • Location  
  • Industry 
  • Insurance history 
  • Years of experience 
  • Staff 
  • …and more 

Discuss with a Rogers Insurance commercial insurance broker in Calgary to help determine the overall price you should be paying for your coverage.  

Because the cost of commercial insurance in Calgary varies so much depending on the industry, it’s hard to summarize one average price for all businesses in the city. For an estimate on the price of your commercial insurance in Calgary, apply for a quote today and get started with Rogers’ expert Calgary business insurance brokers. 

Commercial Insurance in Calgary

Calgary commercial insurance can be complicated – that’s why our business insurance brokers help Calgary companies determine their insurance needs and find them the right coverage.

Each insurance company offers different commercial insurance coverages; while there are basic types of coverage, there are also many industry-specific business insurance products.

Here are some of the most common, basic types of Calgary business insurance:

  • Commercial Property
  • Commercial General Liability
  • Professional Liability
  • Product Liability
  • Directors and Officers Liability
  • Cyber Liability
  • Business Interruption
  • Equipment Breakdown
  • Home-Based Business
  • Commercial Vehicle
  • Fleet
  • Group Benefits

As a full-service independent insurance brokerage, Rogers Insurance can address all of your commercial insurance needs in Calgary, Canada, and even internationally.

Commercial Property

This type of Calgary business insurance protects your company’s physical assets. This can include a building (if you own it) and its contents, including equipment and inventory. It provides coverage to repair or replace these structures and items. Many causes of damage are covered including fire, theft, and weather. Other perils like flood and special extensions of coverage (which will vary by industry) can also be added on to ensure the adequate protection of your Calgary business.

Commercial General Liability

The most basic form of Calgary business insurance, this liability coverage is essential for any company. Also known as CGL, this insurance offers protection in the event someone is injured or has their property damaged while at your business and sues.

Commercial general liability insurance is often paired with commercial property as a basic Calgary business insurance package.

Professional Liability

If your company provides professional advice or services, you’ll need professional liability insurance. This type of Calgary business insurance covers you if a client claims financial loss as a result of your professional service or advice – or your failure to provide that service or advice. This can include claims of misrepresentation and negligence. With this Calgary business insurance, your legal expenses such as defence costs, settlements and awards can be covered (up to your policy limits and minus the deductible you pay for each insured claim).

Product Liability

If your Calgary business manufactures or sells products, product liability is an important coverage. Should your product malfunction, fail to perform, or cause injury or property damage, you can be held liable. This insurance can help cover legal expenses relating to these claims.

Directors and Officers Liability

Directors and officers can be involved in lawsuits. This Calgary business insurance can be purchased by the company or individual in order to help cover the costs of these suits.

Cyber Liability

If your Calgary business falls victim to a cyberattack or data breach, cyber liability insurance can help cover the costs associated with the recovery and resulting lawsuits. This coverage is quite new and varies greatly, so it’s important to talk to a Rogers Insurance Calgary commercial insurance broker to get the right coverage for your business.

Business Interruption

If your Calgary business is forced to close temporarily due to a mandatory evacuation or covered claim, business interruption or income interruption insurance can help your business cover bills and payroll. If a temporary shutdown would devastate your business (as it would most), this commercial insurance is essential.

Equipment Breakdown

This Calgary business insurance coverage covers the cost of repairs or replacement of equipment if it breaks down. This coverage often includes some level of business interruption as well. If your operations are dependent on specific equipment, this is key insurance protection.

Home-Based Business

Did you know that your home insurance won’t cover your business? You may need a special endorsement on your home insurance policy or a separate Calgary commercial insurance policy in order for your business liability and property to be insured.

Commercial Vehicle and Fleet Insurance

If you drive your vehicle for work purposes (other than commuting) or have it registered to a company, you may need commercial vehicle insurance. Our Calgary business insurance brokers can help you determine what type of insurance you need if you’re not sure.

Group Benefits

Rogers Insurance works with the best group benefits companies in Canada. We offer life, health, dental, disability, illness, and travel insurance for Calgary businesses. Our group benefits experts can put together a competitive plan for your company.

Risks for Businesses in Calgary

Calgary is a city of weather extremes. Extreme cold and heat, hail, windstorms and tornadoes, and flooding are all perils Calgary businesses face. These conditions can cause property damage, liability risks, and contribute to car accidents. Like any city, there is also the risk of crime. Calgary business insurance can help protect your company’s bottom line against these exposures, although unfortunately it cannot stop them from happening. 

Liability risks for Calgary businesses depend on the type of industry. All companies must deal with accidental injuries or property damage to third parties. Some may need to deal with accusations of product malfunctions or advice causing financial harm.

Rogers Insurance’s commercial insurance brokers can help your Calgary business recognize and mitigate its risks. This can often translate into lower insurance premiums.

What Can a Calgary Commercial Insurance Broker Do for You?

Rogers Insurance’s Calgary business insurance brokers can do the following for you:

  • Determine your Calgary company’s insurance needs
  • Deliver competitive Calgary commercial insurance quotes
  • Provide insurance and risk mitigation expertise
  • Advocate on your behalf in a claim
  • Put your needs first and provide professional, exceptional customer service
  • An online portal and mobile app for 24/7 access to your insurance, wherever you are
  • The best Calgary business insurance for the best possible price

Rogers Insurance has been trusted by Calgary businesses for over 40 years. We’re your Calgary commercial insurance experts. Learn first-hand what we can do with you by requesting a Calgary business insurance quote online, by phone, or in person.

Start a Conversation With One of Our Expert Calgary Commercial Insurance Brokers Today to Determine the Right Coverage for You.

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