Custom Home Insurance
Open the door to a fresh perspective and a higher standard of service.
Open the door to a fresh perspective and a higher standard of service. Here at Rogers Signature Service, we specialize in tailoring custom home insurance policies to fit your needs while providing service that goes above and beyond.
Our clients’ homes are masterpieces of design and require a higher level of protection in the event of a loss. We provide superior coverage options designed not only to restore homes to their original custom specifications but to preserve our clients’ quality of life throughout the entire process.
With access to a range of distinctive specialty custom home insurers offering concierge-level service and proven experience with unique and valuable homes, we are proud to coordinate the best coverage available in the industry.
To request a custom home insurance quote, contact us online, by phone, or stop in at one of our locations. To learn more about custom home insurance and what Rogers can do for you, read on.
Custom Home Insurance Coverage Options
Rogers’ custom home insurance is designed to provide exceptional service and insurance coverage for high-value, heritage, luxury, or specialty properties. These homes often require unique coverage in order to ensure they’re fully protected because of their contents, customization, features and value.
While our custom home insurance is tailored to the individual, here are some common coverage options:
- Third-Party Liability – protects you if someone is hurt or has their property damaged while visiting your home or as a result of your unintentional actions anywhere in the world. We also offer extended liability protection.
- Property Damage – helps you rebuild your home and replace your belongings. We offer many specialty coverages to extend this coverage to protect high-value items such as jewellery, antiques, collections, artwork, and more. We also offer coverage to give you more flexibility with how your home is rebuilt, protect your home from additional hazards, and to cover upgrades to meet existing bylaws.
- Additional Living Expenses – helps you cover the extra expenses when your home is unlivable after a covered loss or if you’re forced from your home due to a mandatory evacuation.
A Rogers Signature Service custom home insurance broker will be able to review all of your options and advise on which protection you need.
Custom Home Insurance Pricing
The cost of custom home insurance with Rogers Signature Service will depend on each individual policy. Here are some of the factors that influence premiums:
- Your insurance and claims history.
- Your credit rating.
- The year your home was built.
- The age and type of systems (electrical, plumbing, heating, et cetera) in your home.
- The age and material of the roof.
- The building materials used in your home.
- The presence of hazards such as pools and trampolines.
- Your proximity to risks such as rivers.
- The distance from your home to the nearest fire hydrant and fire station.
- The presence of security features such as cameras, lighting, and alarms.
- The presence of damage mitigation devices such as a sump pump, backflow valve, water alarm, and smoke detector.
- The frequency of natural disasters in your area.
- The crime and claim rate of your area.
- The cost of rebuilding your home (including material and labour costs in your area).
- The value of your home’s contents.
- Your custom home insurance options, including coverages, policy limits, and the deductible.
Custom home insurance policies are often more expensive than standard home insurance. That’s because custom home insurance provides protection for unique homes and their contents that are often worth far more than the average house. As a VIP product, custom home insurance is personalized, extensive, and meant to protect a lifestyle.
Your Rogers Signature Service custom home insurance broker will explain the logic behind a custom home insurance quote and advise you based on price, coverage, and service. Because we have access to a large number of insurance markets, you can trust you’ll receive competitive custom home insurance quotes and a choice in your coverage.
Rogers Signature Service is Different from Other Custom Home Insurance Brokers
When you work with a Rogers Signature Service custom home insurance broker you sign up for excellent service from the start. We recognize that you’ve worked hard to get where you are today and we’ve designed specialty insurance programs to protect that lifestyle and hard-earned assets.
Rogers Signature Service is a specialty division that operates solely to provide high-level service for insurance and risk management for all our high-net-worth families, individuals and working professionals. If you’re looking to protect an international summer home, a luxurious estate, a vintage automobile collection, or simply your family’s wealth, we can help. Rogers Signature Service has the experience, the market connections, and the expertise to help you safeguard your home, valuables, and lifestyle.
A leading independent insurance broker, we don’t work for an insurance company, we work for you. With our independence and global access, we can find competitive custom home insurance quotes from a variety of specialty insurance providers around the world. We will find you the right coverage for a competitive price.
At Rogers Signature Service, we also offer an exceptionally high level of customer service. We believe in a hands-on, human-first approach to insurance that gives you a personalized and positive experience. You’ll notice the difference.
Contact us today to discuss your custom home insurance quote or to learn more about our custom home insurance brokers and services. We’re available online, by phone, or in-person at one of our locations.