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Commercial and Industrial Insurance

Protecting the foundation of your business

Every industry has its own risks and requires specialized protection. At Rogers, we understand your business has unique needs. Our experienced and professional industrial insurance brokers find you the right coverage for the right price. Since 1977, we’ve been helping Canadian businesses protect themselves and you’ll notice the difference in our hands-on, human-first approach to insurance.

Contact us to get an industrial insurance quote today, either online, by phone, or in-person and start working with the best industrial insurance agency in Canada!

Who needs industrial insurance?

Every business requires at least some type of insurance protection. If your company manufactures products or contracts on construction projects, you may require additional coverage. Our industrial insurance brokers work with you to determine your needs to find you the right protection.

What’s covered by industrial insurance?

Industrial insurance will vary depending on your company’s individual needs. For example, if you’re a manufacturer, you’ll have different insurance needs versus if you’re a construction contractor.

Here are some common coverages offered to businesses:

  • Property Damage

This covers physical damage to your company’s assets, such as structures, inventory, products, tools, equipment, furniture, computers and more. Many causes of damage (also known as risks or perils) are covered, however, not everything can be insured against and some require the purchase of add-on coverage.

  • Commercial General Liability

If someone gets hurt or has their property damaged while on your premises, this protection will cover damages as well as legal expenses if you’re sued.

  • Professional Liability

If you provide a professional service or advice, this protection covers you if a client sues you for financial loss as a result of your service or advice or failure to provide it.

  • Product Liability

If a product you sell or manufacture causes injury or property damage, this coverage will provide funds for damages and legal expenses if you’re sued.

  • Cyber Liability

This protection helps cover the costs of dealing with and recovering from a cyberattack or a data breach.

  • Crime Coverage

This coverage protects your business from risks such as employee theft, fraud, forgery, counterfeit money, and similar crimes.

  • Equipment Breakdown

This protection helps you repair or replace your equipment if it suffers a mechanical or electrical break down. This can apply to a wide variety of equipment.

  • Business Interruption

If your business is forced to shut its doors temporarily due to a mandatory evacuation or an insured loss, this coverage provides funds to help you cover costs such as utilities or payroll. Some also provide means for temporary relocation.

  • Commercial Auto

If you have company vehicles, you’ll need a commercial vehicle policy. At a minimum, this includes third party liability insurance but can extend to collision and comprehensive coverage as well as many more options.

  • Group Benefits

As a full-service brokerage, we offer group benefits packages that can include extended health benefits as well as life, critical illness and disability insurance.

How much does industrial insurance cost?

The price of industrial insurance will depend on a number of factors, including:

  • Your industry
  • Where you operate
  • What you do
  • The number of employees you have
  • The replacement cost of your property
  • What you’ve done to mitigate risks
  • Your insurance and claims history

An industrial insurance broker is your best bet for getting an affordable policy because we have access to different industrial insurance companies.

How to Get an Industrial Insurance Quote

You can request an industrial insurance quote online, by phone, or in-person at one of our offices. The more details provided, the more accurate your quote will be. Our brokers will likely reach out to get more information about your business in order to determine your individual risks and insurance needs.

Next, we’ll take care of the research and price shopping for you. We work with a large number of industrial insurance companies in order to give you choice with your coverage and offer truly competitive industrial insurance quotes.

Once we have a few quotes, we’ll review your options with you. We aim to provide the best coverage for the best price, and we’ll make recommendations based on this principle.

Work with the Best Industrial Insurance Brokers

As a leading independent industrial insurance brokerage, we work for you, not an insurance company. We strive to provide exceptional customer service through a hands-on, human-first approach. Our experienced, professional brokers can do the following for you:

  • Determine your insurance needs
  • Deliver competitive industrial insurance quotes
  • Advocate on your behalf in a claim
  • Provide risk management and insurance advice
  • Answer any insurance-related questions

We’ve been serving Canadian businesses since 1977. Request an industrial insurance quote today and experience the difference for yourself.

Who We Have Helped

When real life happens

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Fire Loss

A metal recycling company in Calgary suffered a major fire loss on their premises involving scrap metal, where the piles of metal heated and self-combusted, starting a huge fire. When they were told what happened was not insurable, Rogers’ own David Chiu stepped in and hired a fire investigator.

Account Executive: David Chiu
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